Terms of Use
Last Updated: May 5, 2026
Welcome to Skarnovek. By accessing or using our website and services at skarnovek.com, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our services.
1. Acceptance of Terms
By creating an account, accessing our platform, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. These terms apply to all users, including visitors, registered members, and contributors.
2. Description of Services
Skarnovek provides online educational content, including but not limited to video lectures, course materials, and interactive learning resources focused on coaching profession basics and related topics. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without prior notice.
3. User Accounts
3.1 Account Registration
To access certain features of our platform, you may be required to create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.
3.2 Account Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.
3.3 Account Termination
We reserve the right to suspend or terminate your account at our sole discretion, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users, us, or third parties, or for any other reason.
4. User Conduct
You agree not to use our services to:
- Violate any applicable laws or regulations
- Infringe upon the intellectual property rights of others
- Transmit any harmful, threatening, abusive, defamatory, or otherwise objectionable content
- Impersonate any person or entity or falsely state or misrepresent your affiliation with any person or entity
- Interfere with or disrupt our services or servers or networks connected to our services
- Attempt to gain unauthorized access to any portion of our services or any other systems or networks
- Use any automated means to access our services or collect information from our platform
- Share your account credentials with others or allow multiple users to access a single account
5. Intellectual Property Rights
5.1 Our Content
All content provided through our services, including text, graphics, logos, images, audio clips, video clips, data compilations, and software, is the property of Skarnovek or its content suppliers and is protected by copyright, trademark, and other intellectual property laws.
5.2 Limited License
We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our services for personal, non-commercial educational purposes. This license does not include any right to resell or commercial use of our services or content, any derivative use of our services or content, or any downloading or copying of information for the benefit of another party.
5.3 Prohibited Uses
You may not reproduce, duplicate, copy, sell, resell, redistribute, or exploit any portion of our services without our express written permission. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information without our express written consent.
6. User-Generated Content
6.1 Responsibility for Content
You are solely responsible for any content you submit, post, or transmit through our services. You represent and warrant that you own or have the necessary rights to use and authorize us to use all content you provide.
6.2 License to User Content
By submitting content to our platform, you grant Skarnovek a worldwide, non-exclusive, royalty-free, perpetual, transferable license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in connection with our services.
6.3 Content Monitoring
We reserve the right, but have no obligation, to monitor, edit, or remove any user-generated content that we determine in our sole discretion violates these Terms of Use or is otherwise objectionable.
7. Payment and Fees
7.1 Pricing
Certain aspects of our services may require payment of fees. All fees are quoted in the applicable currency and are subject to change upon notice. You agree to pay all applicable fees as described on our platform at the time of purchase.
7.2 Payment Methods
You agree to provide current, complete, and accurate payment information. You authorize us to charge your designated payment method for all fees incurred through your account.
7.3 Refund Policy
Refund eligibility is determined on a case-by-case basis in accordance with our refund policy. Unless otherwise specified, all sales are final and non-refundable.
7.4 Subscription Services
If you purchase a subscription, your subscription will automatically renew at the end of each billing period unless you cancel before the renewal date. You may cancel your subscription at any time through your account settings.
8. Third-Party Links and Services
Our services may contain links to third-party websites or services that are not owned or controlled by Skarnovek. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be liable for any damage or loss caused by your use of any third-party content or services.
9. Disclaimers
9.1 Service Availability
Our services are provided on an as-is and as-available basis. We do not warrant that our services will be uninterrupted, timely, secure, or error-free. We do not warrant that the results obtained from the use of our services will be accurate or reliable.
9.2 Educational Content
The educational content provided through our services is for informational purposes only and should not be considered professional advice. We make no representations or warranties regarding the accuracy, completeness, or suitability of any content provided.
9.3 No Warranties
To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
10. Limitation of Liability
To the maximum extent permitted by applicable law, Skarnovek and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:
- Your access to or use of or inability to access or use our services
- Any conduct or content of any third party on our services
- Any content obtained from our services
- Unauthorized access, use, or alteration of your transmissions or content
Our total liability to you for all claims arising from or related to our services shall not exceed the amount you paid to us in the twelve months preceding the claim, or one hundred currency units, whichever is greater.
11. Indemnification
You agree to defend, indemnify, and hold harmless Skarnovek and its officers, directors, employees, contractors, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or relating to your violation of these Terms of Use or your use of our services.
12. Modifications to Terms
We reserve the right to modify these Terms of Use at any time. We will notify users of any material changes by posting the new Terms of Use on our website and updating the Last Updated date. Your continued use of our services after such modifications constitutes your acceptance of the updated terms.
13. Termination
We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including if you breach these Terms of Use. Upon termination, your right to use our services will immediately cease. All provisions of these Terms of Use that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
14. Governing Law and Dispute Resolution
These Terms of Use shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions. Any disputes arising from or relating to these Terms of Use or our services shall be resolved through binding arbitration in accordance with applicable arbitration rules, except that either party may seek injunctive relief in court for the protection of intellectual property rights.
15. General Provisions
15.1 Entire Agreement
These Terms of Use, together with our Privacy Policy and any other legal notices published by us on our services, constitute the entire agreement between you and Skarnovek concerning our services.
15.2 Severability
If any provision of these Terms of Use is found to be invalid or unenforceable, that provision shall be enforced to the maximum extent possible, and the remaining provisions shall remain in full force and effect.
15.3 Waiver
No waiver of any term of these Terms of Use shall be deemed a further or continuing waiver of such term or any other term, and our failure to assert any right or provision under these Terms of Use shall not constitute a waiver of such right or provision.
15.4 Assignment
You may not assign or transfer these Terms of Use or your rights hereunder without our prior written consent. We may assign or transfer these Terms of Use without restriction.
15.5 Force Majeure
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, strikes, or shortages of transportation facilities, fuel, energy, labor, or materials.
16. Contact Information
If you have any questions about these Terms of Use, please contact us:
Skarnovek
Pushkinska, 5
Kharkiv, Kharkivska oblast
Ukraine, 61000
Phone: +380362430782
Email: info@skarnovek.com
By using our services, you acknowledge that you have read and understood these Terms of Use and agree to be bound by them.